I've had this idea for over two decades. (That's about $469B in wasted opportunity .. I tried this before ... twice ... but the universe wasn't ready yet.)
It's so simple. Siphon off a little bit of what we spend and concentrate it to improve our situation. We have a system for funding our own community-run investment bank. No need to wait for a hedge fund, celebrity or corporation to feel for our circumstance; we have the means to do it ourselves.
This is as simple as choosing to use one debit card instead of another. Let's not complicate it or bring in the doubt or 'well if it were that easy someone would have done it'. It is that easy; you have a simple choice to make that you can share with your friends.
This is not charity. This is a for profit business. We are in the business of doing good for our community. I intend for my family to do well.
We often get angry and protest, then after some time it doesn't seem like a systematic change took place. Then it happens again. Some scraps on the table. Time passes. Then it happens again.
By design this is a leader-independent corporation since systems will be put in place that function independent of any one person; it will rely on our community and ancestors for guidance. Be a non-follower. This is a choice you make to contribute and to gain for yourself.
I'm not sure what I was waiting to happen; I really thought someone would have done this by now. Now I have a daughter, she wants to be president but 48 years later she must confront the same obstacles I did. I don't know what I was waiting to see happen. What are you waiting on? - Kawaida